Exorda guides
Personal finance tracking without the lecture.
Writing about the bigger picture, manual tracking and the choices behind Exorda. Not instructions on what you should spend money on.
Guides
Eight articles about personal finance tracking and the choices behind Exorda.
When tracking my finances became too complicated – and why I made Exorda
The spreadsheet worked. The system around it was the problem.
Read the guideHow closely should you track your personal finances?
Perfect records are not much use if maintaining them becomes impossible.
Read the guideCan you manage your finances without a budget?
A category budget is not the only way to stay aware of your finances.
Read the guideWhat does a 12-month view tell you about your finances?
A longer view helps separate a one-off from a direction that keeps going.
Read the guideWhat are debt commitments, and why does Exorda show them?
Remaining debt, the agreement size and the monthly payment are different numbers.
Read the guideIs your financial situation balanced over time?
A bank balance shows today. Balance over time appears in several numbers.
Read the guideWhy does Exorda use manual entry?
Manual entry is a deliberate choice, not missing automation.
Read the guideI can afford this. But should I buy it now?
Balance, monthly effect and total cost answer different questions.
Read the guide